With an asset as important as your home, it’s important that you have just the right insurance coverage to protect your investment. At Insurance Centers of America, we can make sure you have the coverage that‘s a perfect fit for your home and your budget.
Here are some of the issues that we consider when we make a recommendation:
Replacement Value Of Your Home
We can add extended replacement cost coverage to your policy to ensure that your home is rebuilt to the same standards used in the original construction. Your house will look as close as possible to what it was before the loss.
Amount of Personal Property Coverage
If you elect to do so, we can add replacement value coverage that ensures full replacement of your personal property—with no deduction for depreciation that may have occurred. We recommend that your personal property coverage should include all risks. Additionally, we suggest you include expensive possessions such as jewelry, collectibles or art in a separate list with extended coverage.
Personal Liability
We’ll help you determine the preferred amount of personal liability coverage to include in your policy. This amount may vary according to the value of any assets you may own.
Special Coverages
Many homeowners have high-risk assets such as fences, pools, outbuildings etc., that are covered only minimally by a standard home insurance policy. We’ll help you make sure your policy covers you adequately.
What will your Policy Cost? Get a free quote.
Let us put together the best possible homeowners insurance policy for you, no matter where you live in Colorado, at the cheapest rates and best coverages we can find. We work with some of the most respected carriers in the country, and once we have your information and the features you want, we can start putting together the right plan for you. Call or email us today.
